⚖️ City comparison

Split vs Warsaw

Split (Croatia) and Warsaw (Poland), compared on what matters when you move from the US: cost, weather, safety, internet, visas and tax.

The short version

Split is 6% cheaper: $1,976 vs $2,105 a month all-in for one person.
Rent is lower in Split: $1,033 vs $1,201 for a 1-bedroom in the centre.
Split has more pleasant weather: 7 pleasant months a year vs 5.
Split is warmer: highs average 11°F more across the year (coldest-month high 54°F vs 39°F in Warsaw; hottest 89°F vs 78°F).
Residents rate Warsaw safer: a safety index of 75 vs 70 out of 100 (Numbeo survey).
Internet is faster in Warsaw: 366 vs 279 Mbps median download.
The air is cleaner in Split: PM2.5 of 10 vs 14.5 µg/m³ a year.
Croatia has a nomad visa ($2,918/mo); Poland has no nomad visa.

Measure	🇭🇷 Split	🇵🇱 Warsaw
⭐ Fit score (default weights)	76	74
💰 All-in / month	$1,976	$2,105
🏠 1BR rent, centre	$1,033	$1,201
🛒 Living costs, no rent	$942	$904
☀️ Pleasant months	7	5
🌡️ Highs, coldest–hottest month	54–89°F	39–78°F
🛡️ Safety	70/100 (residents)	75/100 (residents)
📶 Internet, median download	279 Mbps	366 Mbps
🌬️ Air, PM2.5 per year	10 µg/m³	14.5 µg/m³
🗣️ English	Very high (EF)	Very high (EF)
🏥 Healthcare access (WHO)	High	Very high
👩 Women's safety & rights	Very high	Very high
🏳️‍🌈 LGBTQ+ equality	Moderate	Moderate
✈️ Flight to the US (est.)	~9h to New York	~8.5h to New York
🕘 US work-hour overlap	1 h	1 h
🗓️ Visa-free stay (US passport)	90 days	90 days
🛂 Nomad visa	Digital Nomad Permit	No nomad visa
🧾 Tax if resident	🟢 Friendly · Worldwide income, top 35.4%	🟡 Moderate · Worldwide income, top 32%

🇭🇷 Split

3 best months

🇵🇱 Warsaw

4 best months

Colour is each month's typical temperature; ticked months are the most comfortable. Full detail: Split climate · Warsaw climate.

Data last updated September 7, 2026 · Source: Numbeo cost data, measured climate history, Ookla, UNODC/Numbeo safety and curated visa research